Credit Card Applications
Find Your Best Credit Cards
Apply Online - Results in Minutes
visa credit card applications master credit card applications american Express credit card applications discover credit card applications
Facebook  Twitter Google+
Show Me the Greatest Credit Cards

Best Credit Cards
Credit Card Search Engine
Credit Card TypesBalance TransferBalance Transfer CalculatorLow Interest0% credit cardsRewards Credit Cards     Airline Rewards    Cash Back     Gas Rewards     Points Rewards     Hotel RewardsNo Annual Fee Business Credit Cards     No Fee BusinessStudent Cards Limited or No Credit HistoryInstant Approval Cards    Prepaid Cards
Credit TypeExcellentGoodFair / AveragePoorBad
Card IssuersAmerican ExpressCapital OneCiti BankDiscoverMasterCardVisa
Featured Holiday Cards
News & Information
 
compare best credit cards

CONTACT US
Name:  

Email:  

 

Phone: 800-486-6862

 
Legacy Articles
 

Finding the best No interest Credit Cards Online

  • APR:10.99% - 22.99% Variable*
  • Annual Fees:$0
Apply Now
Key Features: 0% for 14 months on Purchases AND Balance Transfers - good bash back rewards - excellent customer service - no Annual fee.

Our #1 Priority is finding Your best credit card application!

Quickly compare the best interest free credit cards online.

In the constant competition to gain more customers, credit card issuers have begun to release increasingly enticing credit card offers to new account holders. One of the most attractive offers available with several different cards is an introductory 0% APR. More...

 
Page: 1 of 2
Discover it®
Discover it®

see credit card application

Key Features: 0% for 14 months on Purchases AND Balance Transfers - good bash back rewards - excellent customer service - no Annual fee.


Intro Purchase Apr Regular Apr Ann.Fee
0% 10.99% - 22.99% Variable* $0
Type: Low Interest, Balance Tra ...
Rank: #1 Gas Cards, #2 Cash Ba ...
Credit Needed:   Excellent
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
 
CCA In-House Review & more info
Capital One® Platinum Prestige Credit Card
Capital One® Platinum Prestige Credit Card

see credit card application

Key Features: No annual fee - long 0% intro APR on balance transfer until July 2015 - platinum benefits including $0 fraud Liability and 24 hour roadside assistance.


Intro Purchase Apr Regular Apr Ann.Fee
0% 10.9% - 18.9% (V) $0
Type: Low Interest, Balance Tra ...
Rank: #2 Low Interest , #2 Mas ...
Credit Needed:   Excellent/Good
  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance
 
CCA In-House Review & more info
Discover it®
Discover it®

see credit card application

Key Features: 0% for 6 months on purchases - 0% for 18 months on balance transfers - good cash back rewards - excellent customer service - no annual fee.


Intro Purchase Apr Regular Apr Ann.Fee
0% 10.99% - 22.99% Variable* $0
Type: Low Interest, Balance Tra ...
Rank: #1 Low Interest , #1 Bal ...
Credit Needed:   Excellent
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • * Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
 
CCA In-House Review & more info
Capital One® VentureOne® Rewards Credit Card
Capital One® VentureOne® Rewards Credit Card

see credit card application

Key Features: Requires excellent credit - 0% intro rate on purchases - excellent travel rewards (see below) - no annual fee.


Intro Purchase Apr Regular Apr Ann.Fee
0% 11.9% - 19.9% (V) $0
Type: Low Interest, 0% APR, Rew ...
Rank: #1 Credit Quality Good, ...
Credit Needed:   Excellent/Good
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
 
CCA In-House Review & more info
Citi ThankYou® Preferred Card
Citi ThankYou® Preferred Card

see credit card application

Key Features: ZERO percent for a long 15 months - low balance transfer fee - rewards points - no annual fee.


Intro Purchase Apr Regular Apr Ann.Fee
0%* 12.99%-22.99%* (Variable) $0*
Type: Low Interest, Balance Tra ...
Rank: #4 Points Rewards , #8 C ...
Credit Needed:   Excellent
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
 
CCA In-House Review & more info
Capital One® QuicksilverOneSM Cash Rewards Credit Card
Capital One® QuicksilverOne<sup>SM</sup>  Cash Rewards Credit Card

see credit card application

Key Features: Unlimited 1.5% cash back on every purchase, every day - FAIR CREDIT applicants.


Intro Purchase Apr Regular Apr Ann.Fee
0% 22.9% (V) $39
Type: 0% APR, Reward, Gas Cards ...
Rank: #1 Credit Quality Fair, ...
Credit Needed:   Fair
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • No limit to the cash back you can earn
  • Your cash back doesn't expire
  • 0% intro APR on purchases until January 2015
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud Coverage if your card is ever lost or stolen
 
CCA In-House Review & more info
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card

see credit card application

Key Features: LONG 18 months 0% apr - low fee on transfers - Citi® Price RewindCiti® Price Rewind low price feature - 24/7 concierge service.


Intro Purchase Apr Regular Apr Ann.Fee
0%* 11.99%-21.99%* (Variable) $0*
Type: Low Interest, Balance Tra ...
Rank: #3 Citi , #7 MasterCard, ...
Credit Needed:   Excellent
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
 
CCA In-House Review & more info
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card

see credit card application
Intro Purchase Apr Regular Apr Ann.Fee
0% 12.9% - 22.9% (V) $0
Type: Low Interest, Balance Tra ...
Rank: #1 Cash Back , #2 Gas Ca ...
Credit Needed:   Excellent/Good
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Your cash back doesn't expire
  • 0% intro APR on purchases and balance transfers until January 2015
  • No annual fee
 
CCA In-House Review & more info
Citi Simplicity® Card
Citi Simplicity® Card

see credit card application
Intro Purchase Apr Regular Apr Ann.Fee
0%* 12.99% - 21.99%* (Variable) $0*
Type: Low Interest, Balance Tra ...
Rank: #2 Citi , #3 Low Interes ...
Credit Needed:   Excellent
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.
 
CCA In-House Review & more info
Page: 1 of 2

While cardholders cannot expect accounts to remain interest free, a low or non-existent introductory rate buys them time to pay down their debt without accumulating hefty finance charges. Applicants should remember to shop wisely for any type of charge account, and interested consumers can further educate themselves by visiting the Federal Reserve Board Website to access an informative consumer-lending handbook.

Selecting a 0% APR Credit Card

Qualifying for a credit card that offers an introductory 0% APR usually entails having an excellent credit rating. As a holder of an excellent credit rating, you should be judicious in making sure that you’re applying for one of the best credit card offers online.

After all, credit card issuers are competing for you, not the other way around. Each of the cards listed above has an introductory 0% APR rate ranging from six to eighteen months, but it is important to understand all of the many different factors associated with the account. When comparing no-interest merchant accounts, you should find out answers to the following questions:

  • Is the introductory APR applicable to balance transfers and purchases?
  • Does a fee apply to balance transfers?
  • How long does the introductory rate last?
  • What is the interest rate after the 0 percent offer expires?
  • What happens to the interest rate if you miss or are late on a payment?

What are the trade-offs to a no interest card?

Most of the time, when credit card issuers give something away they get something back. Your no interest credit card may well come with higher fees or reduced benefits.

Before you apply for a credit card, consider what you may be giving up:

  • How much are the fees, annual and otherwise?
  • Does the issuer offer premium rewards programs?
  • Do the rewards benefits offset applicable interest rates?
  • What are the caps on rewards or cash-back programs?
  • Do you sacrifice other features such as customer service itemized statements?

Because finding out the answers to those questions can be trickier than you think, here at CreditCardApplications.com, we provide consumers with a list of those cards with 0 percent (no interest) introductory options on the market today, including information about each card's post-introductory APR, annual-fee structure, and reviewer ratings. Luckily, with cards from Capital One, Citi, Chase, and Discover, we have some of the best 0% APR credit card deals online.

Always consider the big picture before you apply for credit cards.

When you apply for credit cards, it can be a mistake to consider only the Introductory APR. Sooner of later, your low interest rate will go up. Consider the long-term costs of each credit card offer as well as the benefits.

Your best credit card application is the one that saves you money in the long-haul.

To find your best credit card, check the numbers.

Reading about the benefits of different credit card programs is great and most benefits sound appealing. The best way to know for sure that you’ve found your perfect credit card is to check the numbers. To learn how to put a dollar amount on the costs and benefits, see our news article: To get your best credit card application, do the math!

Don’t pigeonhole yourself. While an introductory Interest Free credit card deal can be a great offer, there are many different types of cards available. Unless you’re absolutely sure that this type of card is the best for you, take your time to look around. With hundreds of different options, our site has the best credit card deals online, so you can be assured of finding something that suits you.

Thanks for applying for Your credit card at CreditCardApplications.com.

We find you the best Credit Card Application for Your needs!



Compare more credit card offers