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Find Credit Cards by Type
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Consumers who are comparing cards and preparing to apply online should think seriously
about obtaining accounts with 0 percent teaser rates. While cardholders cannot expect
accounts to remain interest free, a low introductory rate buys them time to pay
down their debt without accumulating hefty finance charges. Applicants should remember
to shop wisely for any type of charge account, and interested consumers can further
educate themselves by visiting the
Federal Reserve Board Website to access an informative consumer-lending
handbook. More...
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Discover® More® Card - No Balance Transfer Fee*
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- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #1 Low Interest Credit Cards, #1 Balance Transfer Credit Cards, #1 0% APR Credit Cards, #1 Discover, #3 Cash Back Credit Cards, #4 Credit Quality Good, #16 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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12 months on purchases*
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10.99-19.99% (Fixed)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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12 months on purchases*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-19.99% (Fixed)*
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Balance Transfers:
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10.99-19.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® More® Card
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #2 0% APR Credit Cards, #2 Credit Quality Good, #2 Discover, #3 Balance Transfer Credit Cards, #3 Gas Cards, #7 Cash Back Credit Cards, #8 Low Interest Credit Cards, #12 Reward Credit Cards, #35 Credit Quality Excellent
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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15 months on purchases*
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10.99-20.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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15 months on purchases*
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Balance Transfers:
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15 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-20.99% (Variable)*
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Balance Transfers:
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10.99-20.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® More® Card - Balance Transfer Fee*
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- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #2 Balance Transfer Credit Cards, #2 Credit Quality Excellent, #3 Credit Quality Good, #3 0% APR Credit Cards, #3 Discover, #5 Cash Back Credit Cards, #7 Low Interest Credit Cards, #11 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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6 months on purchases*
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10.99-20.99% (Fixed)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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6 months on purchases*
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Balance Transfers:
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18 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-20.99% (Fixed)*
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Balance Transfers:
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10.99-20.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Capital One® Platinum Prestige Credit Card
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- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
- Rank: #1 MasterCard, #1 Capital One, #3 Low Interest Credit Cards, #4 Balance Transfer Credit Cards, #4 Credit Quality Excellent, #4 0% APR Credit Cards, #7 Credit Quality Good
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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Until 05/2013*
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10.90-18.90% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
|
Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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Until 05/2013*
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Balance Transfers:
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Until 05/2013*
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Regular APRs
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Purchases:
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10.90-18.90% (Variable)*
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Balance Transfers:
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10.90-18.90% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Capital One® Cash
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- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until February 2013.
- Rank: #1 Cash Back Credit Cards, #2 Capital One, #2 MasterCard, #2 Gas Cards, #5 0% APR Credit Cards, #10 Reward Credit Cards, #10 Balance Transfer Credit Cards, #10 Credit Quality Excellent, #13 Low Interest Credit Cards
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Intro APR
|
Intro Period
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Regular APR
|
Annual Fee
|
Balance Transfer
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Credit Needed
|
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0.00%*
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Until 02/2013*
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12.90-20.90% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
|
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Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
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Until 02/2013*
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Balance Transfers:
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Until 02/2013*
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Regular APRs
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Purchases:
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12.90-20.90% (Variable)*
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Balance Transfers:
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12.90-20.90% (Variable)*
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Cash Advance:
|
See Terms*
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Penalty:
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See Terms*
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|
|
Fees
|
Annual:
|
$0.00*
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Balance Transfer:
|
See Terms*
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|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi® Platinum Select® Visa®
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- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
- Rank: #1 Citi Credit Cards, #4 Visa, #6 0% APR Credit Cards, #8 Balance Transfer Credit Cards, #11 Credit Quality Good, #11 Low Interest Credit Cards, #12 Credit Quality Excellent, #14 Cash Back Credit Cards, #32 Reward Credit Cards
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
18 months on purchases*
|
11.99-21.99% (Variable)*
|
$0.00*
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0.00%*
*
|
Excellent Credit*
|
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|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
18 months on purchases*
|
Balance Transfers:
|
18 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
11.99-21.99% (Variable)*
|
Balance Transfers:
|
11.99-21.99% (Variable)*
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|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi® Platinum Select® MasterCard®
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- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
- Rank: #2 Low Interest Credit Cards, #3 Citi Credit Cards, #4 MasterCard, #7 Balance Transfer Credit Cards, #7 0% APR Credit Cards, #10 Credit Quality Good, #16 Credit Quality Excellent, #18 Cash Back Credit Cards, #36 Reward Credit Cards
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
18 months on purchases*
|
11.99-21.99% (Variable)*
|
$0.00*
|
0.00%*
*
|
Excellent Credit*
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
18 months on purchases*
|
Balance Transfers:
|
18 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
11.99-21.99% (Variable)*
|
Balance Transfers:
|
11.99-21.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® Open Road Card
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- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at any gas station and any restaurant all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #1 Credit Quality Good, #1 Gas Cards, #5 Discover, #5 Balance Transfer Credit Cards, #8 0% APR Credit Cards, #9 Low Interest Credit Cards, #9 Cash Back Credit Cards, #17 Reward Credit Cards, #37 Credit Quality Excellent
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
12 months on purchases*
|
10.99-20.99% (Variable)*
|
$0.00*
|
0.00%*
*
|
Excellent
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
12 months on purchases*
|
Balance Transfers:
|
12 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
10.99-20.99% (Variable)*
|
Balance Transfers:
|
10.99-20.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi® Diamond Preferred® Card
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
- Rank: #4 Citi Credit Cards, #9 0% APR Credit Cards, #10 Cash Back Credit Cards, #11 Balance Transfer Credit Cards, #14 MasterCard, #14 Credit Quality Good, #14 Low Interest Credit Cards, #15 Credit Quality Excellent, #37 Reward Credit Cards
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
18 months on purchases*
|
11.99-21.99% (Variable)*
|
$0.00*
|
0.00%*
*
|
Excellent Credit*
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
18 months on purchases*
|
Balance Transfers:
|
18 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
11.99-21.99% (Variable)*
|
Balance Transfers:
|
11.99-21.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
|
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Slate® from Chase
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- Limited Time: No Balance Transfer Fee!*
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
- After the first 30 days, the balance transfer fee is 3% of the amount transferred with a minimum of $5
- 0% Intro APR for up to 12 months - a variable APR as low as 11.99-21.99% after your 0% ends
- Slate with Blueprint helps you pay down your balances faster and save on interest
- Zero liability on unauthorized purchases*
- No Annual Fee*
- Rank: #1 Chase, #2 Visa, #10 0% APR Credit Cards, #15 Balance Transfer Credit Cards
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|
Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
12 months on purchases*
|
11.99-21.99% (Variable)*
|
$0.00*
|
0.00%*
*
|
Excellent Credit*
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
12 months on purchases*
|
Balance Transfers:
|
12 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
11.99-21.99% (Variable)*
|
Balance Transfers:
|
11.99-21.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
|
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Selecting a 0 Percent APR Card
When comparing no-interest merchant accounts, consumers should find out answers
to the following questions:
- Is the introductory APR applicable to balance transfers and purchases?
- Does a fee apply to transferred balances?
- How long does the introductory
rate last?
- What is the interest rate after the 0 percent offer expires?
- Does the issuer
offer premium rewards programs?
- Do the rewards benefits offset applicable interest rates?
- What are the caps
on rewards or cash-back programs?
CreditCardApplications.com
also provides consumers with browsable lists of 0 percent introductory options on
the market today, including information about each card's post-introductory APR,
annual-fee structure and reviewer ratings.
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