Credit Card Applications
Find Your Best Credit Cards
Apply Online - Results in Minutes
visa credit card applications master credit card applications american Express credit card applications discover credit card applications
Facebook  Twitter Google+
Show Me the Greatest Credit Cards

Best Credit Cards
Credit Card Search Engine
Credit Card TypesBalance TransferBalance Transfer CalculatorLow Interest0% credit cardsRewards Credit Cards     Airline Rewards    Cash Back     Gas Rewards     Points Rewards     Hotel RewardsNo Annual Fee Business Credit Cards     No Fee BusinessStudent Cards Limited or No Credit HistoryInstant Approval Cards    Prepaid Cards
Credit TypeExcellentGoodFair / AveragePoorBad
Card IssuersAmerican ExpressDiscoverMasterCardVisa
Featured Holiday Cards
News & Information
 
compare best credit cards

CONTACT US
Name:  

Email:  

 

Phone: 800-486-6862

 
Legacy Articles
 

Finding the best No interest Credit Cards Online

  • APR:10.99% - 22.99% Variable*
  • Annual Fees:$0
Apply Now
Key Features: 0% for 14 months on Purchases AND Balance Transfers - good bash back rewards - excellent customer service - no Annual fee.

Our #1 Priority is finding Your best credit card application!

Quickly compare the best interest free credit cards online.

In the constant competition to gain more customers, credit card issuers have begun to release increasingly enticing credit card offers to new account holders. One of the most attractive offers available with several different cards is an introductory 0% APR. More...

 
Page: 1 of 1
Discover it®
Discover it®

see credit card application

Key Features: 0% for 14 months on Purchases AND Balance Transfers - good bash back rewards - excellent customer service - no Annual fee.


Intro Purchase Apr Regular Apr Ann.Fee
0% 10.99% - 22.99% Variable* $0
Type: Low Interest, Balance Tra ...
Rank: #1 Cash Back , #1 Credit ...
Credit Needed:   Excellent
  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99 - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • U.S.- based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
 
CCA In-House Review & more info
Discover it®
Discover it®

see credit card application

Key Features: 0% for 6 months on purchases - 0% for 18 months on balance transfers - good cash back rewards - excellent customer service - no annual fee.


Intro Purchase Apr Regular Apr Ann.Fee
0% 10.99% - 22.99% Variable* $0
Type: Low Interest, Balance Tra ...
Rank: #1 Low Interest , #1 Bal ...
Credit Needed:   Excellent
  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99 - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Rated 4.8 out of 5 Stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • 100% U.S.- based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
 
CCA In-House Review & more info
Discover it® chrome
Discover it® chrome

see credit card application
Intro Purchase Apr Regular Apr Ann.Fee
0% 10.99% - 22.99% Variable* $0
Type: Low Interest, Balance Tra ...
Rank: #3 0% APR , #4 Gas Cards ...
Credit Needed:   Excellent
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • U.S. based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
 
CCA In-House Review & more info
Barclaycard Arrival™ World MasterCard®
Barclaycard Arrival™ World MasterCard®

see credit card application
Intro Purchase Apr Regular Apr Ann.Fee
0% 14.99% or 18.99%* (Variable) $0
Type: Low Interest, Balance Tra ...
Rank: #2 Points Rewards , #2 A ...
Credit Needed:   Excellent
  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining and 1X miles on all other purchases
  • Miles don't expire as long as your account is open, active and in good standing
  • Book the travel you want — airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers
 
CCA In-House Review & more info
U.S. Bank Visa® Platinum Card
U.S. Bank Visa® Platinum Card

see credit card application
Intro Purchase Apr Regular Apr Ann.Fee
0% 9.99% - 23.99%* (Variable) $0*
Type: Low Interest, Balance Tra ...
Rank: #2 Visa, #2 U.S. Bank, # ...
Credit Needed:   Excellent
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
 
CCA In-House Review & more info
The Carnival™ MasterCard®
The Carnival™ MasterCard®

see credit card application
Intro Purchase Apr Regular Apr Ann.Fee
0% 13.99%, 16.99% or 20.99%* (Variable) $0
Type: Low Interest, Balance Tra ...
Rank: #3 Reward , #4 Points Re ...
Credit Needed:   Excellent
  • 0% APR on purchases and balance transfers for the first 12 months after account opening (after that a variable APR currently 13.99% - 20.99% depending on your creditworthiness)
  • Earn 5,000 bonus points when you use your card for the first time
  • Earn Double points on any Carnival™ purchase
  • Earn 1 point per $1 spent everywhere else
  • Redeem points for cruises on Carnival™ or other eligible World's Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
  • No Annual Fee
  • Please see terms and conditions for complete details
 
CCA In-House Review & more info
Page: 1 of 1

While cardholders cannot expect accounts to remain interest free, a low or non-existent introductory rate buys them time to pay down their debt without accumulating hefty finance charges. Applicants should remember to shop wisely for any type of charge account, and interested consumers can further educate themselves by visiting the Federal Reserve Board Website to access an informative consumer-lending handbook.

Selecting a 0% APR Credit Card

Qualifying for a credit card that offers an introductory 0% APR usually entails having an excellent credit rating. As a holder of an excellent credit rating, you should be judicious in making sure that you’re applying for one of the best credit card offers online.

After all, credit card issuers are competing for you, not the other way around. Each of the cards listed above has an introductory 0% APR rate ranging from six to eighteen months, but it is important to understand all of the many different factors associated with the account. When comparing no-interest merchant accounts, you should find out answers to the following questions:

  • Is the introductory APR applicable to balance transfers and purchases?
  • Does a fee apply to balance transfers?
  • How long does the introductory rate last?
  • What is the interest rate after the 0 percent offer expires?
  • What happens to the interest rate if you miss or are late on a payment?

What are the trade-offs to a no interest card?

Most of the time, when credit card issuers give something away they get something back. Your no interest credit card may well come with higher fees or reduced benefits.

Before you apply for a credit card, consider what you may be giving up:

  • How much are the fees, annual and otherwise?
  • Does the issuer offer premium rewards programs?
  • Do the rewards benefits offset applicable interest rates?
  • What are the caps on rewards or cash-back programs?
  • Do you sacrifice other features such as customer service itemized statements?

Because finding out the answers to those questions can be trickier than you think, here at CreditCardApplications.com, we provide consumers with a list of those cards with 0 percent (no interest) introductory options on the market today, including information about each card's post-introductory APR, annual-fee structure, and reviewer ratings. Luckily, with cards from Capital One, Citi, Chase, and Discover, we have some of the best 0% APR credit card deals online.

Always consider the big picture before you apply for credit cards.

When you apply for credit cards, it can be a mistake to consider only the Introductory APR. Sooner of later, your low interest rate will go up. Consider the long-term costs of each credit card offer as well as the benefits.

Your best credit card application is the one that saves you money in the long-haul.

To find your best credit card, check the numbers.

Reading about the benefits of different credit card programs is great and most benefits sound appealing. The best way to know for sure that you’ve found your perfect credit card is to check the numbers. To learn how to put a dollar amount on the costs and benefits, see our news article: To get your best credit card application, do the math!

Don’t pigeonhole yourself. While an introductory Interest Free credit card deal can be a great offer, there are many different types of cards available. Unless you’re absolutely sure that this type of card is the best for you, take your time to look around. With hundreds of different options, our site has the best credit card deals online, so you can be assured of finding something that suits you.

Thanks for applying for Your credit card at CreditCardApplications.com.

We find you the best Credit Card Application for Your needs!



Compare more credit card offers