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Find Credit Cards by Type
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Finding the best frequent-flier credit card depends upon a consumer's product loyalty,
spending habits and willingness to accept the card's "fine print." Consumers should
be aware, however, that using their hard-earned travel rewards is not always a simple
process. In fact, eTurboNews, Inc. reports that travelers absorbed over 17 trillion
unredeemed miles during 2007, totaling nearly $470 billion in wasted
travel. More...
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American Express® Premier Rewards Gold Card
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- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.
- Rank: #1 Home Improvement Rewards Credit Cards, #1 American Express, #1 Reward Credit Cards, #1 Charge Cards, #1 Airline Credit Cards, #1 Points Rewards Credit Cards, #6 Cash Back Credit Cards, #8 Credit Quality Excellent, #10 Gas Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A*
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N/A*
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N/A*
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$0.00 1st year, then $175.00*
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N/A*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Introductory Period
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00 1st year, then $175.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Delta Airlines - Gold Delta SkyMiles® Credit Card
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- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- Rank: #2 Reward Credit Cards, #2 Airline Credit Cards, #3 Credit Quality Excellent, #3 American Express, #4 Points Rewards Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A*
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N/A*
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15.24-19.24% (Variable)*
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$0.00 1st year, then $95.00*
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9.99%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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N/A*
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Balance Transfers:
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9.99%*
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Introductory Period
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Purchases:
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N/A*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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15.24-19.24% (Variable)*
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Balance Transfers:
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15.24-19.24% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00 1st year, then $95.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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United MileagePlus® Explorer Card
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- Earn up to 40,000 bonus miles & first year free, a $95 value*
- Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
- Board your flight before general boarding with priority boarding privileges
- Visit the United Club with two complimentary day passes every year, up to a $100 value
- Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
- Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
- Your miles don't expire and there is no limit to the number of miles you can earn
- Rank: #3 Reward Credit Cards, #3 Airline Credit Cards, #5 Credit Quality Excellent, #6 Chase, #7 Visa
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A*
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N/A*
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14.24-29.99% (Fixed)*
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$0.00 1st year, then $95.00*
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N/A*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Introductory Period
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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14.24-29.99% (Fixed)*
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Balance Transfers:
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14.24-29.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00 1st year, then $95.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Miles by Discover® Card
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- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #4 Airline Credit Cards, #5 Credit Quality Good, #6 Discover, #6 Low Interest Credit Cards, #7 Credit Quality Excellent, #9 Balance Transfer Credit Cards, #13 0% APR Credit Cards, #18 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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6 months on purchases*
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10.99-16.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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6 months on purchases*
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Balance Transfers:
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6 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-16.99% (Variable)*
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Balance Transfers:
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10.99-16.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Escape by Discover® Card
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- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #5 Airline Credit Cards, #7 Discover, #18 Low Interest Credit Cards, #19 0% APR Credit Cards, #21 Balance Transfer Credit Cards, #36 Credit Quality Excellent, #43 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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6 months on purchases*
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10.99-16.99% (Variable)*
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$60.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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6 months on purchases*
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Balance Transfers:
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6 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-16.99% (Variable)*
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Balance Transfers:
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10.99-16.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$60.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Blue Sky from American ExpressSM
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- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
- Get approved in 60-seconds
- Rank: #5 American Express, #6 Airline Credit Cards, #9 Points Rewards Credit Cards, #10 Low Interest Credit Cards, #13 Credit Quality Excellent, #20 0% APR Credit Cards, #22 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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12 months on purchases*
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17.24-22.24% (Fixed)*
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$0.00*
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N/A*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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N/A*
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Introductory Period
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Purchases:
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12 months on purchases*
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Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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17.24-22.24% (Fixed)*
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Balance Transfers:
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17.24-22.24% (Variable)*
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Cash Advance:
|
See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
|
See Terms*
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Late:
|
See Terms*
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Cash Advance:
|
See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Chase Sapphire® Preferred Card
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- Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
- No foreign transaction fees
- Earn a 7% annual points dividend - even on points already redeemed
- Transfer points you've earned to participating frequent traveler programs at a 1:1 value
- 24/7 direct access to expert service advisors (No voice recording)
- No Annual Fee for your first year - A $95 value
- Rank: #2 Chase, #5 Points Rewards Credit Cards, #5 Reward Credit Cards, #6 Credit Quality Excellent, #7 Airline Credit Cards, #12 MasterCard, #13 Credit Quality Good, #16 Visa, #21 Cash Back Credit Cards, #24 Low Interest Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A*
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N/A*
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15.24% (Fixed)*
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$0.00 1st year, then $95.00*
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N/A*
*
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Excellent Credit*
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[Close]
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Introductory Rate
|
Purchases:
|
N/A*
|
Balance Transfers:
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N/A*
|
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Introductory Period
|
Purchases:
|
N/A*
|
Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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15.24% (Fixed)*
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Balance Transfers:
|
N/A*
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|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
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|
Fees
|
Annual:
|
$0.00 1st year, then $95.00*
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Balance Transfer:
|
See Terms*
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Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
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|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Continental Airlines OnePass® Plus Card
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- Earn up to 40,000 bonus miles & first year free ($95 value)*
- Now with priority boarding privileges on Continental and United flights
- Check your first bag for free on Continental and United flights, up to a $50 value
- Visit the United Club with two complimentary passes every year, a $100 value
- Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
- Your miles don't expire and there is no limit to the number of miles you can earn
- Rank: #1 Credit Quality Excellent, #5 MasterCard, #6 Reward Credit Cards, #7 Chase, #8 Airline Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A*
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N/A*
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14.24% (Fixed)*
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$0.00 1st year, then $95.00*
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N/A*
*
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Excellent Credit*
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[Close]
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Introductory Rate
|
Purchases:
|
N/A*
|
Balance Transfers:
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N/A*
|
|
Introductory Period
|
Purchases:
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N/A*
|
Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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14.24% (Fixed)*
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Balance Transfers:
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14.24% (Variable)*
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Cash Advance:
|
See Terms*
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Penalty:
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See Terms*
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Fees
|
Annual:
|
$0.00 1st year, then $95.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
|
See Terms*
|
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|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Starwood Preferred Guest® Credit Card
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- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel® Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
- Rank: #7 American Express, #9 Airline Credit Cards, #13 Points Rewards Credit Cards, #14 Reward Credit Cards, #26 Credit Quality Excellent
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Intro APR
|
Intro Period
|
Regular APR
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Annual Fee
|
Balance Transfer
|
Credit Needed
|
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N/A*
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N/A*
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15.24-19.24% (Fixed)*
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$0.00 1st year, then $65.00*
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2.90%*
*
|
Excellent Credit*
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|
[Close]
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Introductory Rate
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Purchases:
|
N/A*
|
Balance Transfers:
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2.90%*
|
|
Introductory Period
|
Purchases:
|
N/A*
|
Balance Transfers:
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6 months on balance transfers*
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|
|
|
Regular APRs
|
Purchases:
|
15.24-19.24% (Fixed)*
|
Balance Transfers:
|
15.24-19.24% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00 1st year, then $65.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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The Platinum Card® from American Express
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- 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
- Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
- Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Rank: #2 Charge Cards, #3 Home Improvement Rewards Credit Cards, #6 American Express, #7 Reward Credit Cards, #10 Airline Credit Cards, #11 Credit Quality Excellent, #14 Gas Cards, #17 Points Rewards Credit Cards, #22 Cash Back Credit Cards
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
N/A*
|
N/A*
|
N/A*
|
$450.00*
|
N/A*
*
|
Excellent Credit*
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
N/A*
|
Balance Transfers:
|
N/A*
|
|
Introductory Period
|
Purchases:
|
N/A*
|
Balance Transfers:
|
N/A*
|
|
|
|
Regular APRs
|
Purchases:
|
N/A*
|
Balance Transfers:
|
N/A*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$450.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Comparing interest rates and annual fees is important when selecting a travel rewards
credit card. While those who pay off their monthly balances may not shy away from
high-interest cards, they should consider whether annual fees will take a significant
bite out of their travel savings. Additionally, while companies may market themselves
as free of annual fees, that may only be true for the first year.
Lucky consumers may stumble upon merchant-account programs that offer up to five
miles per dollar spent, but these offers are generally only good for those who demonstrate
excellent FICO scores. They often even come with stringent blackout dates and redemption
waiting periods.
Making the Most of Mileage Rewards
After settling on an airline reward card, consumers can visit
MileCalc.com to determine the number of miles they'll accumulate for each
travel destination. For those looking for limited-time frequent-flier promotions
to boost accrued miles, MileMaven.com provides
a free, browsable database of airline routes and special offers.
If you're struggling to decide whether an airline rewards program is for you, Credit
Card Applications can help you compare card offers based upon lifestyle
specifics and financial needs. The site also provides a practical list of considerations
for those interested in turning their daily expenses into travel opportunities.
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