The following credit card offers and credit card deals are for people with bad or no credit. Compare cards with Credit Card Applications credit card comparison tool.

The First Access VISA® Credit Card
The First Access VISA® Credit Card
  • Access credit even if you have poor or limited credit history
  • Quick and Easy Secure Online Application
  • A genuine VISA card accepted by merchants nationwide
  • Get a response in as little as 60 seconds!
  • Reporting to 3 major credit bureaus
  • Apply today! If approved Access your credit after paying a one-time processing fee.
  • Reports monthly to all three major credit bureaus

  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    See Terms*
    Annual
    Fee
    See Terms*
    Credit Needed
    Fair/Bad Credit
Horizon Gold Card
Horizon Gold Card
  • Reports to major credit bureau
  • Fast online approval
  • Unsecured credit limit
  • No credit check
  • No employment check
  • $500 initial credit line
  • 0% APR

  • Purchases
    Intro APR
    0.00%
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    0% (Fixed)
    Annual
    Fee
    $24.95 benefits plan membership will be auto-debited monthly
    Credit Needed
    Bad Credit
Luxe Signature
Luxe Signature
  • 0% Interest for Members!
  • The Power to Purchase!
  • Shop with Confidence!
  • Low Monthly Payments!

  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    N/A
    Annual
    Fee
    $0 1<sup>st</sup> year, then $0
    Credit Needed
    Bad Credit
Next Millennium
Next Millennium
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!

  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    N/A
    Annual
    Fee
    $0 1<sup>st</sup> year, then $0
    Credit Needed
    No Credit Check
UNITY® Visa Secured Credit Card
UNITY® Visa Secured Credit Card
  • Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.

  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    9.95%
    Balance Transfers
    Intro APR Period
    6 months
    Regular
    APR
    17.99% (Fixed)
    Annual
    Fee
    $39
    Credit Needed
    Bad Credit
Total VISA® Unsecured Credit Card
Total VISA® Unsecured Credit Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!

  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    See Terms*
    Annual
    Fee
    See Terms*
    Credit Needed
    Bad/Fair
Fingerhut Credit Account issued by WebBank
Fingerhut Credit Account issued by WebBank
  • Use your line of credit to shop over 450,000 items from great brands like Samsung, KitchenAid, and DeWalt
  • Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • Fast, easy online application process and a quick decision
  • Not an access card

  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    See Issuer Website
    Annual
    Fee
    $0
    Credit Needed
    Fair/Bad Credit
primor® Secured Visa® Classic Card
primor® Secured Visa® Classic Card
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    13.99% (Fixed)
    Annual
    Fee
    $39
    Credit Needed
    No Credit Check
primor® Secured Visa® Gold Card
primor® Secured Visa® Gold Card
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    9.99% (Fixed)
    Annual
    Fee
    $49
    Credit Needed
    Limited/No Credit