creditcardapplications.com Terms of Use and Service

By using this Web site you agree to be bound by this Terms of Use and Service (the “Agreement”). USA Investors Corp., CreditCardApplications.com and its affiliates and subsidiaries ("USA Investors") reserve the right to review and revise the Agreement from time to time without prior notice and, by using this site now or subsequent to any revision of the Agreement, you agree to be bound by such changes. If you find the Agreement to be unacceptable, you must immediately terminate your use of this Web site.

1. No Representations Or Warranties

The services provided on this Web site and the content, information, documents, graphics and images published at this Web site could include inaccuracies, typographical errors or other errors. USA Investors makes no commitment, however, to update what is contained in this Web site. Furthermore, USA Investors reserve the right to temporarily, or permanently, modify, alter, discontinue or delete the same without prior notice.

THE SERVICES AND INFORMATION ON THIS WEB SITE ARE PROVIDED "AS IS," AND WITHOUT WARRANTY, AND ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, ARE HEREBY DISCLAIMED, AND YOU HEREBY WAIVE CLAIM TO ALL SUCH WARRANTIES.

Users of this Web site should not rely upon opinions expressed at this Web site when making business, financial, personal or other decisions. Furthermore, USA Investors does not endorse the opinions of third parties expressed on this Web site or on linked Web sites.

2. User Warnings/User Conduct

USA Investors makes or may in the future make certain services available, including without limitation, email, chat rooms, message boards and other community services; provided that you agree to abide by the terms and conditions contained in these Agreement. Without limiting the generality of the foregoing, in consideration for our providing such services, you also agree not to:

• Violate any applicable law, regulation or rule;
• Harass, offend, threaten, embarrass, distress or invade the privacy of any individual or entity.
• Post or transmit any commercial, advertising or promotional materials, including without limitation, "spam" or mass distributions.
• Provide false information on your registration form or impersonate another person at any point.
• Post any material that infringes upon any third party's copyright, trademark, patent or other intellectual property right.
• If you violate such terms, USA Investors may, without prior notice and without liability to you, ban you from any and all services, terminate your registration, delete your messages or postings, and take any other action USA Investors deem appropriate in our sole discretion.

With reference to any services USA Investors provides, you acknowledge that USA Investors may, from time to time, without notice to you and at our sole discretion, establish various practices, limitations and restrictions for administering such services, including without limitation: how often a service or account may be accessed; the maximum number of days that messages or postings will be retained; the maximum number of messages or postings allowed; the size and nature of messages and postings; the maximum storage space available for an account; and all other matters related to administration of services, and you agree to be bound by such practices. You agree that USA Investors is not responsible or liable for deactivation or deletion of accounts or for loss of emails, communications, postings, data or information as a result of, or arising out of, our administration of such services.

USA Investors assumes no responsibility for the accuracy, integrity, quality completeness, usefulness or value of any content, data, documents, graphics, images, information, advice, or opinion contained in any emails, message boards, chat rooms or community services, or in any other public services, and do not endorse any advice or opinion contained therein. USA Investors does not monitor or control such services, although USA Investors reserves the right to do so. USA Investors may take any action USA Investors deems appropriate, in our sole discretion, to maintain the high quality of our service and to protect ourselves and others.

3. Web Site Links and Third-Party Sites

• Linking From This Site:

This Web site may contain links to other Web sites which are independent of this Web site. USA Investors makes no representation or warranty as to the accuracy, value, integrity, completeness or authenticity of the information or opinions contained in any such linked Web site, and any link to another Web site shall not in any manner be construed as an endorsement by us of that Web site, or of the products or services described therein.

Furthermore, these links may lead to sites or links that contain offensive and objectionable content or which may contain dangerous computer viruses. You assume, and USA Investors hereby disclaim, all responsibility for any of the content on these sites or for any damage sustained by users of these sites.

• Linking To This Site:

From within Other Web Sites: No special requests are needed to post links from another Web site to this site. However, links to this site must not be implemented in a way which implies an endorsement of said links by CreditCardApplications.com, USA Investors Corp., or its affiliates.

From within Emails: Links to this Web site via 3rd party emails are permitted, provided that the emails are of a personal nature, or they are within newsletters that are published under commonly accepted opt-in email policies. The broadcasting of links to this Web site via unsolicited email ( 'SPAM' ) is expressly prohibited. In the event that links to this Web site are transmitted via SPAM email, USA Investors Corp., at its sole discretion, reserves the right to pursue any and all legal action against the individual or organization responsible for the publication of the email to compensate for any and all damages, real or implied, against USA Investors Corp., CreditCardApplications.com, its network providers, or affiliates.

Link Graphics: "Link To Us" images are or may be provided for Webmasters that would like to include a link to CreditCardApplications.com on their web site. No permission is required to use these images for the stated purpose of linking to this site. Only designated images may be used. Images are provided for the expressed use of linking to CreditCardApplications.com, and remain the property of USA Investors Corp. and CreditCardApplications. Images may be resized to fit in with your site but should not be edited or altered in any other way.

Should you have a question regarding this linking policy, USA Investors would urge you to contact a site representative prior to the publication or distribution of any linking materials.

4. Confidentiality

All communications and file submissions between you and the Company ("USA Investors Corp. and the CreditCardApplications Entertainment Network") are considered to be non-confidential unless clearly stated to be otherwise. If an individual page permits submissions of a confidential nature, that fact will be noted on the page.

Your confidential use of this site cannot be guaranteed by USA Investors. USA Investors shall not be responsible for any harm that you or any person may suffer as a result of a breach of confidentiality in respect to your use of this site.

5. Security

You may have an account and password. You are responsible for maintaining the confidentiality of your password and account information and are fully responsible for all conduct carried out under this password and account. USA Investors is not liable for any loss of confidentiality or for any damages arising from your failure to comply with these terms. You will promptly report any unauthorized use of your password to us.

6. Limitation of Damages

IN NO EVENT WILL USA INVESTORS, OUR OFFICERS, EMPLOYEES, CONTRACTORS, SUBCONTRACTORS, SUPPLIERS, AGENTS, AFFILIATES, SUBSIDIARIES, SUCCESSORS OR ASSIGNS BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT

CONSEQUENTIAL, INCIDENTIAL, SPECIAL OR OTHER INDIRECT (INCLUDING WITHOUT LIMITATION, COST OF COVER) ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR ANY SERVICES, CONTENT OR OTHER MATERIALS PROVIDED OR AVAILABLE HEREUNDER, OR USE OF ANY OTHER LINKS OR LINKED WEBSITE, EVEN IF USA INVESTORS ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF WHETHER SUCH DAMAGES AROSE IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHER LEGAL BASIS. THE TERM "DAMAGES" INCLUDES, WITHOUT LIMITATION, ATTORNEY FEES, ANY LOST PROFITS, BUSINESS INTERRUPTION AND LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM. YOU ACKNOWLEDGE THAT THE ECONOMIC TERMS OF OUR AGREEMENT REFLECT THE FOREGOING ALLOCATION OF RISK AND SUCH ALLOCATION OF RISK IS A SIGNIFICANT INDUCEMENT FOR US TO PROVIDE THE SERVICES, WEB SITE AND OTHER CONTENT AND MATERIALS.

7. Ownership

All right, title and interest (including all copyrights, trademarks and other intellectual property rights) in this Web site belong to us or our licensors. In addition, the names, images and other indicia identifying our products and services are our proprietary marks. All other copyrights, trademarks and other intellectual property rights referred to in this Web site belong to their respective owners.

8. License

Nothing contained in this Web site shall be construed as conferring any license or right, expressly, by implication, by estoppel or otherwise, under any of our intellectual property rights, or under any third party's intellectual property rights, and no part of this Web site may be reproduced, republished, copied, transmitted, or distributed in any form or by any means.

9. User Submissions

By submitting or posting materials through this web site you automatically grant to the Company an irrevocable, perpetual and nonexclusive license to use, reproduce, modify, translate, display and distribute such materials alone or as part of other works and collections in any form or technology available now or developed at a later date. You acknowledge that the Company may, at its sole discretion, modify or edit the materials in a manner which may or may not be agreeable to you.

You warrant that materials uploaded or transmitted to the Company by you do not contain anything that would violate any local, state, national or foreign law, and that said materials do not infringe on the copyrights, trademarks, proprietary, or personal rights of others.

10. Indemnification

YOU AGREE TO HOLD HARMLESS, DEFEND AND INDEMNIFY US, OUR OFFICERS, DIRECTORS, EMPLOYEES, SUBSIDIARIES, CONTRACTORS, SUBCONTRACTORS,

SUPPLIERS, AGENTS, PARTNERS AND AFFILIATES, SUCCESSORS AND ASSIGNS FROM ALL LIABILITIES, CLAIMS, DEMANDS AND EXPENSES, INCLUDING REASONABLE ATTORNEYS' FEES, THAT ARE DUE TO, OR THAT ARISE FROM YOUR USE OR MISUSE OF THIS SITE, ANY SERVICES THEREIN, OR FOR INFRINGEMENT BY YOU OR OTHERS OF INTELLECTUAL PROPERTY RIGHTS OR OTHER RIGHT OF ANY THIRD PARTY. USA INVESTORS MAY ASSUME EXCLUSIVE CONTROL OF ANY DEFENSE OR ANY MATTER SUBJECT TO INDEMNIFICATION BY YOU, AND YOU AGREE TO COOPERATE WITH US IN SUCH EVENT.

 

11. Governing Laws in Case of Dispute

THESE AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF MARYLAND, COUNTY OF MONTGOMERY, AS THEY APPLY TO AGREEMENTS MADE AND SOLELY PERFORMED THEREIN.

 

12. International Use

USA Investors does not represent that all content, materials and services on our Web site are appropriate or available for use in all geographic locations, and accessing such from certain locations may be illegal and prohibited. Those who do access content, materials and services from such locations act on their own initiative and USA Investors is not responsible for their compliance with local laws or other applicable laws. You will not access the foregoing where prohibited by law.

 

13. Integration; Severability; General

This Agreement incorporate by reference any notices contained on this Web site and constitute the entire agreement with respect to your access to and use of this Web site. USA Investors may modify this Agreement at any time by posting revised Agreement on our Web site and your continuing use of such Web site and the services constitutes your agreement to be bound by such modified Agreement. Any provision of this Agreement which is determined by a court of competent jurisdiction to be unenforceable in any jurisdiction shall be severable from this Agreement in that jurisdiction without in any way invalidating the remaining provisions of this Agreement. The unenforceability of any provision in a given jurisdiction shall not make that provision unenforceable in any other jurisdiction.

SUPPLIERS, AGENTS, PARTNERS AND AFFILIATES, SUCCESSORS AND ASSIGNS FROM ALL LIABILITIES, CLAIMS, DEMANDS AND EXPENSES, INCLUDING REASONABLE ATTORNEYS' FEES, THAT ARE DUE TO, OR THAT ARISE FROM YOUR USE OR MISUSE OF THIS SITE, ANY SERVICES THEREIN, OR FOR INFRINGEMENT BY YOU OR OTHERS OF INTELLECTUAL PROPERTY RIGHTS OR OTHER RIGHT OF ANY THIRD PARTY. USA INVESTORS MAY ASSUME EXCLUSIVE CONTROL OF ANY DEFENSE OR ANY MATTER SUBJECT TO INDEMNIFICATION BY YOU, AND YOU AGREE TO COOPERATE WITH US IN SUCH EVENT.