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Find Credit Cards by Type
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Our #1 priority is finding the Best Credit Card Applications for you!
The right balance transfer credit cards can save you a lot of money, but the best
balance transfer credit card for you will depend on your balance, spending
habits, payment habits, and credit history. More...
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Discover® More® Card - No Balance Transfer Fee*
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- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #1 Low Interest Credit Cards, #1 Balance Transfer Credit Cards, #1 0% APR Credit Cards, #1 Discover, #3 Cash Back Credit Cards, #4 Credit Quality Good, #16 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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12 months on purchases*
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10.99-19.99% (Fixed)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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12 months on purchases*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-19.99% (Fixed)*
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Balance Transfers:
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10.99-19.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® More® Card - Balance Transfer Fee*
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- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #2 Balance Transfer Credit Cards, #2 Credit Quality Excellent, #3 Credit Quality Good, #3 0% APR Credit Cards, #3 Discover, #5 Cash Back Credit Cards, #7 Low Interest Credit Cards, #11 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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6 months on purchases*
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10.99-20.99% (Fixed)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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6 months on purchases*
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Balance Transfers:
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18 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-20.99% (Fixed)*
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Balance Transfers:
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10.99-20.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® More® Card
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #2 0% APR Credit Cards, #2 Credit Quality Good, #2 Discover, #3 Balance Transfer Credit Cards, #3 Gas Cards, #7 Cash Back Credit Cards, #8 Low Interest Credit Cards, #12 Reward Credit Cards, #35 Credit Quality Excellent
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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15 months on purchases*
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10.99-20.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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15 months on purchases*
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Balance Transfers:
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15 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-20.99% (Variable)*
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Balance Transfers:
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10.99-20.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Capital One® Platinum Prestige Credit Card
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- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
- Rank: #1 MasterCard, #1 Capital One, #3 Low Interest Credit Cards, #4 Balance Transfer Credit Cards, #4 Credit Quality Excellent, #4 0% APR Credit Cards, #7 Credit Quality Good
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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Until 05/2013*
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10.90-18.90% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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Until 05/2013*
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Balance Transfers:
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Until 05/2013*
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Regular APRs
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Purchases:
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10.90-18.90% (Variable)*
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Balance Transfers:
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10.90-18.90% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® Open Road Card
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- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at any gas station and any restaurant all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #1 Credit Quality Good, #1 Gas Cards, #5 Discover, #5 Balance Transfer Credit Cards, #8 0% APR Credit Cards, #9 Low Interest Credit Cards, #9 Cash Back Credit Cards, #17 Reward Credit Cards, #37 Credit Quality Excellent
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Intro APR
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Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
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0.00%*
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12 months on purchases*
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10.99-20.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent
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[Close]
|
|
Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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12 months on purchases*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-20.99% (Variable)*
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Balance Transfers:
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10.99-20.99% (Variable)*
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Cash Advance:
|
See Terms*
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Penalty:
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See Terms*
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|
|
Fees
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Annual:
|
$0.00*
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Balance Transfer:
|
See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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|
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi Simplicity® Card
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
- Rank: #2 Citi Credit Cards, #5 Low Interest Credit Cards, #6 Balance Transfer Credit Cards, #12 0% APR Credit Cards, #13 MasterCard, #25 Credit Quality Excellent
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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18 months on purchases*
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12.99-21.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
|
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Introductory Rate
|
Purchases:
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0.00%*
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Balance Transfers:
|
0.00%*
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|
Introductory Period
|
Purchases:
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18 months on purchases*
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Balance Transfers:
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18 months on balance transfers*
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|
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Regular APRs
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Purchases:
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12.99-21.99% (Variable)*
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Balance Transfers:
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12.99-21.99% (Variable)*
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|
Cash Advance:
|
See Terms*
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Penalty:
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See Terms*
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|
Fees
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Annual:
|
$0.00*
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Balance Transfer:
|
See Terms*
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Late:
|
See Terms*
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Cash Advance:
|
See Terms*
|
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|
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi® Platinum Select® MasterCard®
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- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
- Rank: #2 Low Interest Credit Cards, #3 Citi Credit Cards, #4 MasterCard, #7 Balance Transfer Credit Cards, #7 0% APR Credit Cards, #10 Credit Quality Good, #16 Credit Quality Excellent, #18 Cash Back Credit Cards, #36 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
|
Balance Transfer
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Credit Needed
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|
0.00%*
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18 months on purchases*
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11.99-21.99% (Variable)*
|
$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
|
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Introductory Rate
|
Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
|
|
Introductory Period
|
Purchases:
|
18 months on purchases*
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Balance Transfers:
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18 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
11.99-21.99% (Variable)*
|
Balance Transfers:
|
11.99-21.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
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|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
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|
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi® Platinum Select® Visa®
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- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
- Rank: #1 Citi Credit Cards, #4 Visa, #6 0% APR Credit Cards, #8 Balance Transfer Credit Cards, #11 Credit Quality Good, #11 Low Interest Credit Cards, #12 Credit Quality Excellent, #14 Cash Back Credit Cards, #32 Reward Credit Cards
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Intro APR
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Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
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|
0.00%*
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18 months on purchases*
|
11.99-21.99% (Variable)*
|
$0.00*
|
0.00%*
*
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Excellent Credit*
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|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
18 months on purchases*
|
Balance Transfers:
|
18 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
11.99-21.99% (Variable)*
|
Balance Transfers:
|
11.99-21.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Miles by Discover® Card
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- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #4 Airline Credit Cards, #5 Credit Quality Good, #6 Discover, #6 Low Interest Credit Cards, #7 Credit Quality Excellent, #9 Balance Transfer Credit Cards, #13 0% APR Credit Cards, #18 Reward Credit Cards
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
6 months on purchases*
|
10.99-16.99% (Variable)*
|
$0.00*
|
0.00%*
*
|
Excellent
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
6 months on purchases*
|
Balance Transfers:
|
6 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
10.99-16.99% (Variable)*
|
Balance Transfers:
|
10.99-16.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
|
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Capital One® Cash
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- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until February 2013.
- Rank: #1 Cash Back Credit Cards, #2 Capital One, #2 MasterCard, #2 Gas Cards, #5 0% APR Credit Cards, #10 Reward Credit Cards, #10 Balance Transfer Credit Cards, #10 Credit Quality Excellent, #13 Low Interest Credit Cards
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
Until 02/2013*
|
12.90-20.90% (Variable)*
|
$0.00*
|
0.00%*
*
|
Excellent Credit*
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
Until 02/2013*
|
Balance Transfers:
|
Until 02/2013*
|
|
|
|
Regular APRs
|
Purchases:
|
12.90-20.90% (Variable)*
|
Balance Transfers:
|
12.90-20.90% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
|
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|
Before filling out any credit card application, take a moment to compare credit card
offers in order to find your best credit card deals. Some of the
important balance transfer card terms to consider are: the APR, the length of the
introductory apr, the APR on new purchases, any balance transfer fees and conditions
that might make your rate jump and the APR after the introductory period is over.
Here are some factors to consider before you choose a credit card offer or fill
out a credit card application:
- Balance Transfer APR. What is the Annual Percentage Rate of the balance you are
going to transfer?
- Balance transfer fee. Is there a fee on the balance you are going to transfer? Some
cards have a zero balance transfer fees. Balance transfer fees of 3% or 4% are common.
- APR on new purchases. What will the APR be on new purchases?
- Length of term. How long will the introductory rate last? Recently, some card offer
up to 18 months at 0% APR.
- Changes in Rate. Check for terms that can cause your rate to jump. This could include
being late on a payment or going over your credit limit.
- Annual Fee. What annual fee, if any is involved?
- Other perks. Many balance transfer credit cards have other perks. Do you want cash-back?
Rewards points? Do you run a business that needs multiple cards for different employees
or tools to track your spending? Before you fill out that credit card application
for a balance transfer card with good terms, also ask if it meets your other needs.
Use the tools on CreditCardApplications.com to make a credit card comparison. Our
credit card application search engine offers both a snapshot and a detail
view. The search engine lets you enter up to 6 personalized criteria to find the
credit card offers that best meet your needs.
Once you have made a short list of the best credit cards for your needs, carefully
fill out just a few credit card applications. Not only is filling out an application
for a credit card you don’t want a waste of effort - it could adversely effect your
credit report as well.
If you would like more information, see our Credit Card Tips and News page. You
can find articles on:
Thank you for comparing credit card
applications at CreditCardApplications.com!
Our #1 priority is finding the Best Credit Card Applications for you!
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