Greatest Rates 0% APR Credit Cards Balance Transfer Credit Cards Gas Rewards Cashback Rewards Business My Credit Excellent Credit Challenged Credit Students Airline Rewards Airline Miles Credit Cards Regular No Annual Fee Pre-Paid Reward Credit Cards Credit Cards With Points Travel Rewards Credit Cards Hotel Rewards Linux Geeks Electronics Rewards    BASIC INFO Card Name IberiaBank Visa® Classic Card Card Issuer IberiaBank Card Type Visa Annual Fee $ 0.00 APR For Purchases 7.25%, 10.25%, 13.25%* APR For Cash Advances 12.75   CARD DETAILS No Annual Membership Fee Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online Access to Credit Card Account Information