Greatest Rates 0% APR Credit Cards Balance Transfer Credit Cards Gas Rewards Cashback Rewards Business My Credit Excellent Credit Challenged Credit Students Airline Rewards Airline Miles Credit Cards Regular No Annual Fee Pre-Paid Reward Credit Cards Credit Cards With Points Travel Rewards Credit Cards Hotel Rewards Linux Geeks Electronics Rewards    BASIC INFO Card Name Starwood Preferred Guest(R) Credit Card from American Express Card Issuer American Express Card Type American Express Annual Fee $ 45.00 APR For Purchases 15.24% variable APR For Cash Advances None   CARD DETAILS Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds. Smarter Travel Editors Choice Award for Best Travel Awards Card for Domestic Use