Business startups that need to carry a monthly balance should shy away from Citi rewards programs with higher interest rates, opting for lower purchase APRs or low teaser rates. While airline miles and gas fill ups often sound appealing, accruing monthly interest may offset the benefits of such programs. For those able to pay off their accumulated balances regularly, Citi rewards programs are a practical way to earn money and rebates on required expenditures.
Citibank was founded nearly 200 years ago, and the Citi financial services groups boast over 200 million customers in 100 countries around the globe. Applying online for a selected Citi business card takes only a few minutes, and applicants are often notified immediately of their account eligibility and available credit line.
Apply for a CitiBusiness Card
Credit Card Applications offers small-business owners a comprehensive list of Citibank card options based upon their personalized profiles and financial needs, providing a simple, online application process. The site includes information about merchant accounts from dozens of banks and credit card companies, so owners can find the cards that accommodate their expense priorities and individualized business plans.