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Find Credit Cards by Type
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Looking for credit cards with no annual fee? Consider a credit card’s other
features in addition to the fee to be sure that no annual fee credit cards are the
right choice for you. Credit card companies often charge consumers for
More...
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Walmart MoneyCardSM MasterCard® Prepaid Card
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- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
- Rank: #1 Instant Approval Credit Cards, #1 Prepaid & Debit Cards, #4 Credit Quality Fair, #9 Credit Cards For Bad Credit, #10 No Credit History, #18 MasterCard
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A*
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N/A*
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N/A*
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$0.00*
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N/A*
*
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No Credit Check*
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[Close]
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Introductory Rate
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Introductory Period
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi® Platinum Select® Visa®
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- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
- Rank: #1 Citi Credit Cards, #4 Visa, #6 0% APR Credit Cards, #8 Balance Transfer Credit Cards, #11 Credit Quality Good, #11 Low Interest Credit Cards, #12 Credit Quality Excellent, #14 Cash Back Credit Cards, #32 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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18 months on purchases*
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11.99-21.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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18 months on purchases*
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Balance Transfers:
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18 months on balance transfers*
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Regular APRs
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Purchases:
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11.99-21.99% (Variable)*
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Balance Transfers:
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11.99-21.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® More® Card - No Balance Transfer Fee*
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- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #1 Low Interest Credit Cards, #1 Balance Transfer Credit Cards, #1 0% APR Credit Cards, #1 Discover, #3 Cash Back Credit Cards, #4 Credit Quality Good, #16 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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12 months on purchases*
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10.99-19.99% (Fixed)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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12 months on purchases*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-19.99% (Fixed)*
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Balance Transfers:
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10.99-19.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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JourneySM Student Rewards from Capital One®
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- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- Rank: #1 Student Credit Cards, #2 No Credit History, #11 Visa, #12 Capital One, #19 Cash Back Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A*
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N/A*
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19.80% (Variable)*
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$0.00*
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N/A*
*
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Average*
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[Close]
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Introductory Rate
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Introductory Period
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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19.80% (Variable)*
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Balance Transfers:
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19.80% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Simmons First Visa Platinum
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
- Rank: #1 Visa Low APR, #21 Visa, #39 Credit Quality Excellent, #39 Low Interest Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A*
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N/A*
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7.25% (Variable)*
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$0.00*
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N/A*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Introductory Period
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Purchases:
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N/A*
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Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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7.25% (Variable)*
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Balance Transfers:
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7.25% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Ink Cash(SM) Business
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- $250 cash back bonus after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- 2% cash back on the first $25,000 spent annually on gas and dining
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 6 months*
- No Annual Fee*
- Rank: #1 Business Credit Cards, #12 Chase
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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6 months on purchases*
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13.24% (Fixed)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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6 months on purchases*
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Balance Transfers:
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6 months on balance transfers*
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Regular APRs
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Purchases:
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13.24% (Fixed)*
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Balance Transfers:
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13.24% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® Open Road Card
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- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at any gas station and any restaurant all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #1 Credit Quality Good, #1 Gas Cards, #5 Discover, #5 Balance Transfer Credit Cards, #8 0% APR Credit Cards, #9 Low Interest Credit Cards, #9 Cash Back Credit Cards, #17 Reward Credit Cards, #37 Credit Quality Excellent
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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12 months on purchases*
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10.99-20.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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12 months on purchases*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-20.99% (Variable)*
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Balance Transfers:
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10.99-20.99% (Variable)*
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Cash Advance:
|
See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
|
See Terms*
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Late:
|
See Terms*
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Cash Advance:
|
See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Slate® from Chase
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- Limited Time: No Balance Transfer Fee!*
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
- After the first 30 days, the balance transfer fee is 3% of the amount transferred with a minimum of $5
- 0% Intro APR for up to 12 months - a variable APR as low as 11.99-21.99% after your 0% ends
- Slate with Blueprint helps you pay down your balances faster and save on interest
- Zero liability on unauthorized purchases*
- No Annual Fee*
- Rank: #1 Chase, #2 Visa, #10 0% APR Credit Cards, #15 Balance Transfer Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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12 months on purchases*
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11.99-21.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
|
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Introductory Period
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Purchases:
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12 months on purchases*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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11.99-21.99% (Variable)*
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Balance Transfers:
|
11.99-21.99% (Variable)*
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Cash Advance:
|
See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
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Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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AT&T Universal Business Rewards Card
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- Designed for businesses with an established credit history
- 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
- Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
- Additional cards for employees with credit limits you set
- No Annual Fee*
- Rank: #1 Visa Small Business, #12 Business Credit Cards, #16 Citi Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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0-6 months on purchases*
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14.24% (Variable)*
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$0.00*
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N/A*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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N/A*
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Introductory Period
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Purchases:
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0-6 months on purchases*
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Balance Transfers:
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N/A*
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Regular APRs
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Purchases:
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14.24% (Variable)*
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Balance Transfers:
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N/A*
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Cash Advance:
|
See Terms*
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Penalty:
|
See Terms*
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|
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|
Fees
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Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
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|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi Forward® Card
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- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee*
- Rank: #1 Visa Points, #12 Citi Credit Cards, #17 Credit Quality Good, #18 Points Rewards Credit Cards, #18 0% APR Credit Cards, #18 Visa, #22 Balance Transfer Credit Cards, #24 Airline Credit Cards, #26 Low Interest Credit Cards, #27 Cash Back Credit Cards, #33 Reward Credit Cards, #34 Credit Quality Excellent
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Intro APR
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Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
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0.00%*
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7 months on purchases*
|
12.99-22.99% (Variable)*
|
$0.00*
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0.00%*
*
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Excellent
|
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|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
7 months on purchases*
|
Balance Transfers:
|
12 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
12.99-22.99% (Variable)*
|
Balance Transfers:
|
12.99-22.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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late payments and balance transfers. They frequently have a special rate for an introductory period and different rates for regular purchases compared to cash advances. Depending on your spending and payment habits, these considerations could outweigh the cost of the Annual Fee.
When shopping for no annual fee credit cards, keep in mind that if you carry a balance from month to month, choosing low interest credit cards can be a better choice than credit cards with no annual fee.
Also consider whether there are other benefits that you need from your credit card. No annual fee credit cards may have fewer benefits than some other types of cards. If you need other benefits in addition to a low annual fee, the best credit cards for you may not be credit cards with no annual fee.
Do you need travel reward credit cards? Then check to see how many miles you earn for each dollar spent, if there is a maximum amount of miles you can earn and when the miles will expire?
Do you need a low APR on a balance transfer credit card? Find out what the introductory rate is and how long it will last. And remember to check and see what the new balance transfer rate will be when the introductory period expires!
Would you like to receive cash back from your purchases? Some cash back credit cards only pay cash back for certain retailers. Other cards pay cash back on certain classes of retailers such as gas stations or restaurants. Remember, a credit card with no annual fee may not be the right card for you if you lose more money in cash back credits than you save on the annual fee!
Keep in mind that the some Credit Cards with No Annual Fee have no annual fee for the first year only, and an ongoing annual fee that kicks in after the end of the first year.
If finding the best credit card for you seems confusing, just look at how you plan to use the card. Do you expect to pay on time each month? Can you pay your balance in full each month? Do you need transfer a balance away from an existing credit card that is currently charging you a high interest rate?
In the world of credit card applications and the world of no fee credit cards there is no free lunch. Credit card companies exist to make a profit and they do. It’s up to you to shop wisely, considering the benefits in order to find the best credit card application for you.
That’s where CreditCardApplications.com can help. At credit card applications we have a Credit Card Search Engine that finds the best credit card deals matched to your personal selection criteria.
You can specify up to 6 criteria, and we’ll find a focused list of the best credit card deals for you.
We’ll present your customized list on our credit card comparison highlights page. We give you the most important facts for the credit card apps meeting your personal criteria in a snapshot format that makes comparing your best credit card deals a snap!
Once you’ve found the best no annual fee credit cards for you, our online credit card applications make your approval fast and easy!
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