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Find Credit Cards by Type
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Our #1 priority is finding Your the Best Credit Card Applications!
The right low interest credit card can save you a lot of money, but the best balance transfer credit card for you will depend on your balance, spending patterns, payment habits, and credit history.
Saving money with a low interest credit card is great, but your best credit card deal will be based on the balance you carry, spending and payment habits and your credit history.
Before filling out any credit card application, take a moment to compare credit card offers in order to find your best credit card deals. More...
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Discover® More® Card - No Balance Transfer Fee*
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- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #1 Discover, #1 Low Interest Credit Cards, #1 Balance Transfer Credit Cards, #1 0% APR Credit Cards, #3 Cash Back Credit Cards, #4 Credit Quality Good, #16 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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12 months on purchases*
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10.99-19.99% (Fixed)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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12 months on purchases*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-19.99% (Fixed)*
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Balance Transfers:
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10.99-19.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi® Platinum Select® MasterCard®
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- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
- Rank: #2 Low Interest Credit Cards, #3 Citi Credit Cards, #5 MasterCard, #7 Balance Transfer Credit Cards, #7 0% APR Credit Cards, #10 Credit Quality Good, #16 Credit Quality Excellent, #17 Cash Back Credit Cards, #35 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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18 months on purchases*
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11.99-21.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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18 months on purchases*
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Balance Transfers:
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18 months on balance transfers*
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Regular APRs
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Purchases:
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11.99-21.99% (Variable)*
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Balance Transfers:
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11.99-21.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Capital One® Platinum Prestige Credit Card
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- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
- Rank: #1 Capital One, #1 MasterCard, #3 Low Interest Credit Cards, #4 Balance Transfer Credit Cards, #4 0% APR Credit Cards, #4 Credit Quality Excellent, #7 Credit Quality Good
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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Until 05/2013 on purchases*
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10.90-18.90% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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Until 05/2013 on purchases*
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Balance Transfers:
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Until 05/2013 on balance transfers*
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Regular APRs
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Purchases:
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10.90-18.90% (Variable)*
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Balance Transfers:
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10.90-18.90% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
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* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Chase Freedom® Visa - $100 Bonus Cash Back
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- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
- Rank: #4 Visa, #4 Low Interest Credit Cards, #5 Chase, #6 Gas Cards, #8 Credit Quality Good, #8 Points Rewards Credit Cards, #11 Cash Back Credit Cards, #12 Balance Transfer Credit Cards, #14 Credit Quality Excellent, #16 0% APR Credit Cards, #19 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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6 months on purchases*
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11.99-22.99% (Fixed)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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6 months on purchases*
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Balance Transfers:
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12 months on balance transfers*
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Regular APRs
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Purchases:
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11.99-22.99% (Fixed)*
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Balance Transfers:
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11.99-22.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Citi Simplicity® Card
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
- Rank: #2 Citi Credit Cards, #5 Low Interest Credit Cards, #6 Balance Transfer Credit Cards, #11 0% APR Credit Cards, #14 MasterCard, #25 Credit Quality Excellent
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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18 months on purchases*
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12.99-21.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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18 months on purchases*
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Balance Transfers:
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18 months on balance transfers*
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Regular APRs
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Purchases:
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12.99-21.99% (Variable)*
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Balance Transfers:
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12.99-21.99% (Variable)*
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Cash Advance:
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See Terms*
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Penalty:
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See Terms*
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Fees
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Annual:
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$0.00*
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Balance Transfer:
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See Terms*
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Late:
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See Terms*
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Cash Advance:
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See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Miles by Discover® Card
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- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #4 Airline Credit Cards, #5 Credit Quality Good, #6 Discover, #6 Low Interest Credit Cards, #7 Credit Quality Excellent, #9 Balance Transfer Credit Cards, #12 0% APR Credit Cards, #18 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0.00%*
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6 months on purchases*
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10.99-16.99% (Variable)*
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$0.00*
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0.00%*
*
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Excellent
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[Close]
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Introductory Rate
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Purchases:
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0.00%*
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Balance Transfers:
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0.00%*
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Introductory Period
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Purchases:
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6 months on purchases*
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Balance Transfers:
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6 months on balance transfers*
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Regular APRs
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Purchases:
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10.99-16.99% (Variable)*
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Balance Transfers:
|
10.99-16.99% (Variable)*
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Cash Advance:
|
See Terms*
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Penalty:
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See Terms*
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|
Fees
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Annual:
|
$0.00*
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Balance Transfer:
|
See Terms*
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|
Late:
|
See Terms*
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Cash Advance:
|
See Terms*
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Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® More® Card - Balance Transfer Fee*
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- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #2 Credit Quality Excellent, #2 Balance Transfer Credit Cards, #3 0% APR Credit Cards, #3 Credit Quality Good, #3 Discover, #5 Cash Back Credit Cards, #7 Low Interest Credit Cards, #11 Reward Credit Cards
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Intro APR
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Intro Period
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Regular APR
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Annual Fee
|
Balance Transfer
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Credit Needed
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|
0.00%*
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6 months on purchases*
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10.99-20.99% (Fixed)*
|
$0.00*
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0.00%*
*
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Excellent Credit*
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[Close]
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Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
6 months on purchases*
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Balance Transfers:
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18 months on balance transfers*
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|
|
Regular APRs
|
Purchases:
|
10.99-20.99% (Fixed)*
|
Balance Transfers:
|
10.99-20.99% (Variable)*
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|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
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|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
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|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
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|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® More® Card
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #2 Credit Quality Good, #2 Discover, #2 0% APR Credit Cards, #3 Balance Transfer Credit Cards, #3 Gas Cards, #7 Cash Back Credit Cards, #8 Low Interest Credit Cards, #12 Reward Credit Cards, #34 Credit Quality Excellent
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
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15 months on purchases*
|
10.99-20.99% (Variable)*
|
$0.00*
|
0.00%*
*
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Excellent Credit*
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|
[Close]
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Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
15 months on purchases*
|
Balance Transfers:
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15 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
10.99-20.99% (Variable)*
|
Balance Transfers:
|
10.99-20.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
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Discover® Open Road Card
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rank: #1 Gas Cards, #1 Credit Quality Good, #5 Discover, #5 Balance Transfer Credit Cards, #8 0% APR Credit Cards, #9 Cash Back Credit Cards, #9 Low Interest Credit Cards, #17 Reward Credit Cards, #36 Credit Quality Excellent
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Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
15 months on purchases*
|
10.99-19.99% (Variable)*
|
$0.00*
|
0.00%*
*
|
Excellent
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
0.00%*
|
|
Introductory Period
|
Purchases:
|
15 months on purchases*
|
Balance Transfers:
|
15 months on balance transfers*
|
|
|
|
Regular APRs
|
Purchases:
|
10.99-19.99% (Variable)*
|
Balance Transfers:
|
10.99-19.99% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
|
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Blue Sky from American ExpressSM
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- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
- Get approved in 60-seconds
- Rank: #5 American Express, #6 Airline Credit Cards, #9 Points Rewards Credit Cards, #10 Low Interest Credit Cards, #13 Credit Quality Excellent, #20 0% APR Credit Cards, #22 Reward Credit Cards
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|
Intro APR
|
Intro Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0.00%*
|
12 months on purchases*
|
17.24-22.24% (Variable)*
|
$0.00*
|
N/A*
*
|
Excellent Credit*
|
|
|
[Close]
|
|
Introductory Rate
|
Purchases:
|
0.00%*
|
Balance Transfers:
|
N/A*
|
|
Introductory Period
|
Purchases:
|
12 months on purchases*
|
Balance Transfers:
|
N/A*
|
|
|
|
Regular APRs
|
Purchases:
|
17.24-22.24% (Variable)*
|
Balance Transfers:
|
17.24-22.24% (Variable)*
|
|
|
Cash Advance:
|
See Terms*
|
Penalty:
|
See Terms*
|
|
|
|
Fees
|
Annual:
|
$0.00*
|
Balance Transfer:
|
See Terms*
|
|
|
Late:
|
See Terms*
|
Cash Advance:
|
See Terms*
|
|
|
|
Important
|
* See the online application for details about terms and conditions for these offers.
Every reasonable effort has been made to maintain accurate information. However
all credit card information is presented without warranty. After you click on the
offer you desire you will be directed to the credit card issuer's web site where
you can review the terms and conditions for your selected offer.
|
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Some of factors to consider are when comparing low interest credit cards are: the APR on new purchases, the APR on balance transfers, balance transfer fees, the annual membership fee and the perks you may want such as airline miles.
Here are some factors to consider when comparing low interest credit cards or and before filling out a credit card application:
- APR on new purchases. What will the APR be on new purchases?
- Length of term. How long will the initial rate last? Recently, some cards offer up to 18 months at 0% APR. Don’t get stuck with a low initial rate that jumps quickly.
- Balance Transfer APR. What is the Annual Percentage Rate of the balance you are going to transfer?
- Balance transfer fee. Is there a fee on the balance you are going to transfer? Some cards have a zero balance transfer fees. Balance transfer fees of 3% or 4% are common.
- After the end of the introductory period, what will the new rate (s) be?
- Annual Fee. What annual fee, if any is involved?
- Benefits/Perks. The right card for you will also depend on whether you need other perks. You don’t want to offset your savings on interest by the loss of other rewards such as cash-back.
- Do you need Rewards points? Do you run a business that needs multiple cards for different employees or tools to track your spending? Before you fill out that credit card application for a low APR credit card with good rates, also ask if it meets your other needs.
CreditCardApplications.com also has a 0% Interest Page which features 0% APR credit cards only.
Review low interest credit cards using the tools on CreditCardApplications.com. Our credit card application search engine offers both a snapshot and a detail view. The search engine lets you enter up to 6 personalized criteria to find the credit card offers that best meet your needs.
When you have made a short list of the best credit cards for your needs, fill out only a few credit card applications. Filling out an application for a credit card you don’t want is a waste of effort amd it could effect your credit report or the credit card application of the card you really want.
If you would like more information, see our Credit Card Tips and News page. You can find articles on:
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