When you're on the lookout for a new credit card, you will likely have a large number of options available to you.
That's because there are all types of credit card offers available for consumers of all borrowing backgrounds, which is a benefit because it will allow you to find the best credit card for your unique situation, but can also be problematic because it can be a bit overwhelming.
Fortunately, the CreditCardApplications.com Credit Card Search Engine can help you cull through dozens of online credit card applications to help you find the one that will work best for you.
How it works
When you use the search engine, you'll be asked first whether you're a regular consumer, a business owner or a student, which helps reduce the number of offers available to you by making them more specific. Then you can fill in up to six criteria you're looking for - such as a balance transfer credit card, rewards program, low interest rate, no annual fee, etc.
Then, based on your credit history and desired account features, you will be given a list of all the accounts available to you. This will give you a short list of credit card offers to compare and contrast to find the card that will work best.
What to consider
When deciding what factors will make up the best possible account for your unique situation, you should think about not only what you want, but how what you want will end up costing you. For instance, high-interest credit cards probably aren't a good idea for those with large balances, and no annual fee accounts might be a good idea if you don't use your card often. If racking up rewards is your top priority you will have fewer options for a credit card balance transfer since issuers offer rewards to gain more in interest.
Information you can use
Our credit card search engine gives you two ways to compare credit card offers. Just use the radio button to toggle back and forth between credit card snapshot and credit card details. Choose between a matrix showing the 'vital signs' of your top credit card matches or a complete list of each card and all the terms.
Your formula for success
The Features you want + Your Spending and Payment habits + Your Credit History = Your credit card options.
Taking all factors related to your past behavior and current financial situation will help you identify your best credit card deals.