Key Credit Card Terms to Consider:
- Grace period, which is the period of time before finance charges kick in for a billing
- Late fees, typically ranging between $15 and $40, charged if a payment is submitted
after the grace period
- Over-the-limit fees, which are charges assessed if a
consumer exceeds his credit limit during a given period
- Annual percentage rate (APR), a yearly percentage rate for finance charges
- Finance charge, an interest charge assessed based upon a fixed or variable rate
agreed to during the application process
- Annual fee, a flat membership charge applied to certain cards on an annual basis--many
issuers offer no fee options or waive these charges for good customers
- Cash-advance fees, which are charges applied against your account when you use it
to withdraw cash
- Introductory rate, a low or no interest APR promised for a specified period (usually
three to six months)
Business credit cards come in a surprising array of feature-filled options, allowing
their users to do everything from earn points at the suppliers and stores they frequent
most often, rack up frequent flier miles to ease the financial burden of cross-country
meetings, or even enjoy a low introductory rate that keeps profits from the business
in the bank instead of in the bills. One of the best points of the business credit
cards you'll find on CreditCardApplications.com is their variety. No matter what
industry or line of sales you may be in, there's a card that's perfect for your
Larger businesses may look towards business credit cards that have a higher limit,
which will make purchasing high ticket items like machinery or company vehicles
a snap. Small stores still getting their financial footing will be glad to know
that there are plenty of valuable business
credit card applications that take into account their start-up status and
reduce fees accordingly. With outlines of what each card offers to the savvy credit
shopper, it's never been easier to compare different card features to find the right
combination for success.
Research will help you find the best business credit cards for your company, and
CreditCardApplications.com has all the information and helpful tips you need. Browse through their glossary
on credit card terms, brush up on what different APR (annual percentage rates) numbers
mean for your bottom line, and review the different cards available for your needs.
Once you've located a few promising offers, send in your applications, and soon
you'll have the purchasing power you need to turn your business dreams into reality.
Flexible financial freedom to grow your business is only a click away!
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